Freedom Bank Kazakhstan JSC specializes in providing financial services to the public and small businesses.

Through our branch network, we offer simple and intuitive products at a reasonable price.

Our business ethics are simple and clear: a fast, affordable and innovative bank.

The bank's goal is to become one of the leaders in its segment, namely in providing financial services to a wide range of people and small businesses.

In the medium term, it is planned to ensure the presence of the Bank in all major cities of the country.


Guide

Gulfairuz Akhmetova, Chairman of the Management Board. Ms. Akhmetova G.A. has 17 years of experience in the financial sector of Kazakhstan. She started her career as a retail specialist at Alliance Bank JSC. Further, since 2009 she has held various senior positions in JSC 'Alliance Bank', JSC 'Temir Bank' and JSC 'ForteBank'. Since 2017, she has been a Managing Director and a Member of the Management Board at Kassa Nova Bank JSC.

Timur Agdavletov, First Deputy Chairman of the Management Board. Mr. Agdavletov T.S. graduated from the Kazakhstan Institute of Management, Economics and Forecasting (KIMEP) as a Bachelor in Social Sciences, Faculty of International Relations. He holds an MBA degree from the University of International Business. He studied under the Management Training Program in Istanbul. The total work experience is 12 years, 5 of which are in the position of head of the Treasury department.

Olga Drychkova, Managing Director. Ms. Drychkova O.S. graduated from the North Kazakhstan State University, Faculty of Information Systems. The total work experience in the financial sector is 13 years, while the experience in a managerial position is 9 years, 7 of which are in different departments of the bank. She managed various areas of the bank's retail business.

Daniyar Tazhedenov, Managing Director. Mr. Tazhedenov D.O. graduated from the Faculty of Mechanics and Mathematics of KazGNU named after Al-Farabi with a degree in mechanics, with the qualification 'mechanic, specialist in applied mathematics', KazNITU named after K.Satpayev with a degree in Accounting and Auditing with a bachelor's degree in Economics and Business. The total work experience is more than 20 years, while the experience in the financial sector in a senior position is 17 years.

Information about the major shareholders of Freedom Bank Kazakhstan JSC

Shareholder Share, % of the voting shares
of Freedom Finance JSC
100%



Freedom Bank Kazakhstan JSC is a member of:

partner

Kazakhstan Deposit Guarantee Fund

partner

Kazakhstan Stock Exchange (KASE)

partner

Associations of Financiers of Kazakhstan

partner

International Interbank Telecommunications systems S.W.I.F.T. and REUTERS

partner

A principal member of the international payment systems VISA International and MasterCard International

partner

Partner of the Damu Entrepreneurship Development Fund

partner

Member of the international payment systems “Zolotaya Korona”


Our values

Reasonable prices and good quality service for our customers.

Inspiring atmosphere and career prospects for our employees.

The growth of the bank with a stable return on investments for our shareholders.

Striving for sustainable development and continuous improvement is an integral part of the daily work of our Bank.

The main valuable asset of the Bank is our young and professional team with the necessary knowledge and ambitions. In its business practices, policies and procedures, the bank strives to ensure equal opportunities for all employees.


2023

In August 2023, the international agency S&P Global Ratings confirmed long-term and short-term credit ratings at the level of "B/B", on a national scale at the level of "kzBB+"
In June 2022, the international rating agency S&P assigned long-term and short-term credit ratings on an international scale at the level of "B-/B", the outlook is Positive

2022

2021

In October 2021, the international agency S&P upgraded the long-term and short-term credit ratings on an international scale from "B-" to "B", the outlook is Stable
On December 28, 2020, the international rating agency S&P downgraded the long-term and short-term credit ratings on the international scale at the level of "B-", the outlook is Positive

2020

2019

On October 4, 2019, the international rating agency S&P confirmed the long-term and short-term credit ratings on an international scale at the "B/B" level. The Forecast Is Stable
S&P's 'KZBB+' rating was upgraded - In July 2018, the international rating agency upgraded the Bank's rating from 'kzBB' on the national scale to 'kzBB+'

2018

2017

S&P's 'B/B' rating was upgraded - In April 2017, the international rating agency upgraded the Bank's rating from 'B/C' on the international scale to 'B/B'
Kassa Nova Bank successfully passed the AETED certification from MasterCard

Kassa Nova Bank has received the status of a principal member of the VISA International international payment system

2016

2015

Issuance of payment cards of the international MasterCard International system
Confirmation of the rating
The international rating agency Standard&Poor's has confirmed the credit rating of Kassa Nova at the level of 'B' on the international scale and 'zBB' on the national scale. The forecast is stable. Launch of the MyKassa online banking platform for remote servicing of individuals.

2014

2013

Статус принципиального участника международной платёжной системы Mastercard
Opening of three new Branches: in the cities of Aktobe, Pavlodar and Karaganda
The Bank becomes a member of the Kazakhstan Deposit Guarantee Fund

2012

2011

The S&P rating was assigned "B\C". The loan portfolio at the end of the year is 35 million US dollars
Registration of the Bank with the Ministry of Justice of the Republic of Kazakhstan in July
The first loan was issued in December

2010

2009

Obtaining a license to conduct banking and other operations